Chapter 7.7. Creating the /etc/inputrc File

"Most people do not need user-specific keyboard mappings so the command below creates a global /etc/inputrc used by everyone who logs in. If you later decide you need to override the defaults on a per-user basis, you can create a .inputrc file in the user's home directory with the modified mappings."

This is not true in my house. I prefer the American keyboard but my kids have learned the Dutch keyboard so it would be handy to have user dependent settings.